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PROFILE
VERIFIED
B
Bondora
Estonian P2P with Go & Grow — daily liquidity at a fixed 6% APY.
Estonia
since 2008
KYC
auto-invest
Section 01 · Overview
About the platform.
Bondora is one of the longest-running P2P platforms in Europe, founded in 2008 in Tallinn with over €1.58B financed. Its flagship Go & Grow product pays a fixed 6% annual yield with daily interest accrual and near-instant withdrawals, while Portfolio Pro lets advanced investors pick consumer loans across Estonia, Finland and the Netherlands.
Section 02 · Verdict
Strengths & cautions.
Pros
- Long 17-year track record
- Daily interest accrual on Go & Grow
- Near-instant withdrawals on Go & Grow
- From €1 minimum investment
- Mobile app and auto-invest
Cons
- 6% Go & Grow yield is below several P2P competitors
- Withdrawal/support delays reported in 2024–2025
- Loan losses in Portfolio Pro since 2023
Section 03 · Voices
12 of 7887
Investor reviews.
Community
0 approved
Reviews from our users
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U
Usuario anónimo
My account was restricted. I filled in the required personal details and received an email saying my verification was complete. But my account is still restricted. I sent an email to support as advised. Their response was to provide the source of the funds invested mainly from 3-4 years ago (seems like a joke). I can't get in touch with a real agent via chat, only a bot with useless attempts to solve my problem. I have to be honest that, support team reviewed provided documents faster than most of the AML teams. After 2-3 days my money was unrestricted and I have access to them. Thank you for fast and adequate reaction.
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Usuario anónimo
I have a Loan, and i need to have my summary overview. - cant see how much i still need to pay, doesnt show how much i already paid, i emaild no reaction. I called i have been waiting twice for 10min to then be hanged up on. this are some scammers? I dont get any reaction or help. I need this overview so i can go to a other bank and get the help i need!
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several times locked my account and withdrawal was impossible justifying that it is due to regulations, moneylaundring etc...I am very disappointed!
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fishing site scam of the worst kind.. luring you of sharing your private stuff like bankstatements, pasports etc in exchange for a loan, that if youre short with money something you could fall for.. then the loan is rejected but they KNOW EVERYTHING for you, another red flag is they are based in Letland or Estland.. BE WARE!!! your data is unsafe with them
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Transparency, simple interface. Good job!
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Usuario anónimo
10 years with them, and since a few years only go and grow account, which is simple and easy. Never had poblems with withdrawing and investing money. What you see is what you get. 6% is good return, although 6,75% a year ago was better. But of course, I understand there is a business model that has to work for tem and us. Good work untill now, up for another ten years.
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Very easy, clear, trustworthy.
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Intrest paid daily can't go wrong 👌
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Is very trusted
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I like bondora, its trustful. Unfortunately it's not possible to have more than one account for different goals like before.
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Usuario anónimo
I was sceptical in the beginning, but I got surprised, how easy and smooth everything is working. Adding money takes about 5 minutes. Returns are added to your balance daily. You always see how much money you have in the account!