U
Usuario anónimo
Easy to handle and higher yield then your average bank account, but also with more restrictions on payout and higher risks of investment.
PROFILE
VERIFIED
M
Monefit SmartSaver
Creditstar Group savings product — 10.52% historical APY with daily liquidity.
Estonia
since 2020
KYC
auto-invest
Section 01 · Overview
About the platform.
Monefit SmartSaver is a passive investment product from Creditstar Group, an Estonian consumer-credit originator active across nine European markets. It targets a historical 10.52% APY with a €10 minimum and daily liquidity, making it a hands-off alternative to actively picking loan originators on marketplaces like Mintos.
Section 02 · Verdict
Strengths & cautions.
Pros
- High target yield (~10.5% APY)
- Daily liquidity
- €10 minimum
- Passive — no manual loan picking
- Backed by Creditstar Group's loan portfolio
Cons
- Single-issuer concentration risk (Creditstar)
- Withdrawal time depends on daily liquidity
- Not regulated as a bank deposit
Section 03 · Voices
12 of 1265
Investor reviews.
Community
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Reviews from our users
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U
Usuario anónimo
Quite a user friendly interface with clear description of the offers, making it easy to get started.
U
Usuario anónimo
The layout is simple and easy to understand, also there are feasible explanations to everything. All in all a good structure of the site.
U
Usuario anónimo
account creation and verification ist very fast and umcomplicated. the site itself is neatly build - no problems to find what you want to do and well the rates are something else.
U
Usuario anónimo
Available all time, really fast solving problems
U
Usuario anónimo
all good .. easy account creation .. and followed by investment transfer
U
Usuario anónimo
Easy App, never had any problems
U
Usuario anónimo
Great support
U
Usuario anónimo
Easy to use. Immediate feedback when new money is added. No experience yet to transfer money back. That’s the reason for only 4 stars
U
Usuario anónimo
Monefit is an Easy to use saving account, with good interest rate to suit your budget.
U
Usuario anónimo
A good p2p Plattform. Everything works Fine, easy and wothout any problems
U
Usuario anónimo
Very easy to use, and good client support.