G
Gianna Diakoumi
22 Apr 2026
Easy, legit and understandable approach
PROFILE
VERIFIED
S
Scramble
Estonian SME debt P2P — invest in vetted European founders from €10.
Estonia
since 2020
KYC
auto-invest
Section 01 · Overview
About the platform.
Scramble is an Estonian P2P platform that lets retail investors finance short-term loans to vetted European SMEs and partner brands. Founded in 2020, it has financed €38M+ to date with monthly partial principal repayments and a transparent 6-month term structure that makes reinvestment straightforward.
Section 02 · Verdict
Strengths & cautions.
Pros
- Modern, app-friendly UX
- €10 minimum
- Monthly partial principal repayments
- Transparent founder and brand information
- Welcome bonuses for new investors
Cons
- Younger platform — limited multi-cycle track record
- No native mobile app yet
- Withdrawal time not officially published
Section 03 · Voices
12 of 1188
Investor reviews.
Community
0 approved
Reviews from our users
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R
Rui Silva
22 Apr 2026
Simple and fast
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Neringa
22 Apr 2026
I’m still at the beginning, so I don’t know the long‑term results yet. But the experience so far feels smooth and professional. I’m taking the first steps, watching how things go, and hoping for good outcomes. For now, it gives me confidence, and I’m excited to see what happens next.
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NICE
21 Apr 2026
Easy and Very interesting. Hope the best.
A
Antonios T
21 Apr 2026
Seems like a very interesting and legitimate platform, I'm only in the first round of group a, up to now no problems.
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Rimvydas Felinskis
21 Apr 2026
Very easy onboarding and no complaints so far. I’ll update my review after my first investment round.
K
KONSTANTINOS
21 Apr 2026
The value for money and the bonus make you like investing. I would appreciate if the platform would be more easier to use.
K
Konstantinos Spathopoulos
21 Apr 2026
Α P2P Lending platform that fully automates the proccess. The rate of return is exceptional, and the webapp is working without problems. So far I'm very satisfied.
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Ricardo Soeiro
21 Apr 2026
Sometimes, as an investor, is not only about "making money", it is also about supporting the right projects. Scramble allow us that! Super easy process, smooth communication and we are supporting good choices!
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I.M
21 Apr 2026
👍 new to platform. Everything's fine till now
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Theodorous
21 Apr 2026
Easy to understand
A
Aris
21 Apr 2026
As someone who joined a week ago, I can say my experience has been smooth from the start. Everything is as expected and I feel confident recommending it. Don't hesitate — give it a try.