P2P Lending Calculator & Comparison
Enter how much you plan to invest and for how long. We project the advertised interest across all 29 rated European platforms and let you compare yields, minimums, protection and regulation side by side.
Advertised annual returns across the 27 platforms with a published yield range from around 4.0% to 16.5%. The calculator applies each platform's own headline rate to your amount — so you can see, in euros, what the difference between a 6% pool and a 15% asset-backed loan actually means over your chosen horizon.
How the projection works
Projected interest = your amount × advertised annual yield, over your chosen number of months. Turn on monthly reinvestment to compound instead of paying out.
This is a gross projection of what each platform advertises. It does not model loan defaults, late payments, recoveries, taxes or platform fees — real returns are typically lower. Figures are not a forecast or investment advice.
Platforms are ordered purely by the column you choose — there are no paid placements or featured slots in this table. "Advertised yield" is the headline rate published by each platform, not a realised return. Average duration is shown where a platform discloses it. Always read a platform's own terms before investing; P2P lending puts your capital at risk.