I've been investing on fagura for a few months and right now i have almost 15% roi. I think that is decent
Fagura
Romanian ECSP-licensed SME crowdlending from €25.
About the platform.
Fagura is a Bucharest-based crowdlending platform under the ECSP regime, focused on financing Romanian and CEE SMEs. Active since 2021, it offers €25 minimums, auto-invest and a secondary market, with a transparent borrower-monitoring workflow for active and overdue loans.
Strengths & cautions.
Pros
- ECSP-licensed in Romania
- €25 minimum
- Transparent borrower information and updates
- Auto-invest and secondary market available
- Both investor and SME-borrower friendly
Cons
- Limited self-service: no in-product password manager flow
- Debt-recovery on defaulted SMEs is sold to collectors at low recovery values
- Smaller deal flow than larger EU platforms
Investor reviews.
Reviews from our users
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Overall good app. Authentication can be slow at times.
I’ve been investing on Fagura for several years and overall my experience has been positive. Returns have been solid and the platform offers interesting opportunities for investors. Recently I had a situation where the communication could have been clearer at the beginning, but after further discussion the team reviewed the case and handled it fairly. I appreciate that they were willing to listen and reconsider. For me the important point is that as the platform continues to grow, I would like to see further development in customer support and more efficient communication with investors. These aspects are very important for building long-term trust. Overall I remain a satisfied investor and I hope the platform continues to grow and improve.
invest asap to get the interest faster
Session expires every day, even though it's an app, so have to log in again with 2fa every day, and it tells yoy about the expired session only after filling in login credentials. Very annoying. Also, the app refuses to exit when i prsss the back button on my phone, i have to use task manager to switch to another app.
Good app
Mult succes
As an entrepreneur Figura is my partner în developing ROCMAN as a technological startup.
Am gresit numărul la înregistrare, si pe urmă nu am mai putut sa-l corecteze sau să-l introduc din nou
Mai sunt posibilități de îmbunătățire, dar funcționalul curent deja permite monitorizarea buna a investiției
Great team and project!
app mostly smooth, some bugs (same loan appearing twice or menus temporarily disappearing)