It is evident that they inflate their presence using bots and fake identities on Telegram, while also tightly controlling and censoring who is allowed to comment. As a result, I left the TG chat as it has become just another social channel for self promotion.
They have received a critical review highlighting flaws in their operational model, miscalculations in loan assessments, and other questionable practices, yet there has been no public response or explanation from the team. And thats on top on paid 5* reviews here on trustpilot (read more critical reviews and their replies) I have already invested a five-figure amount and was prepared to invest more, but I will not do so until they demonstrate greater transparency.
Updating this, as they provided comments on the claims raised by some bloggers. However, the claims doesn't seem satisfactory enough to consider this platform serious, at least yet
I
IIIDUCKIII
Trustpilot
20 Dez 2025
Everything works well and as espected
Everything works well and as espected. Great company with a fast support especially on telegram you can more or less solve problems in realtime. Had never problems.
R
ronald
Trustpilot
19 Dez 2025
investing very easy
investing very easy. Up till now (8 months) every payment received. Nice projects to choose from
A
antoine dtentreprise
Trustpilot
13 Dez 2025
Verry good P2P platform !
Verry good platform !
It's easy to invest, the projects are verry interesting and diversified. Fast response support.
I recommend !
D
Dennis Ringrow
Trustpilot
10 Dez 2025
Very clear web site
Very clear web site, easy to set up account. Clear investment projects and auto invest feature to maximise available funds
J
Jaime Sayago
Trustpilot
5 Dez 2025
The rewarding level is very…
The rewarding level is very interesting, your information practice is very helpful and your transparency level is correct, that could be improved a notch up.
N
NELSON DAVID RODRIGUES SARO PE
Trustpilot
1 Dez 2025
So far
So far, so good!
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- Rodolfo Gonçalves
Trustpilot
23 Nov 2025
Nice to have a way to work like a loan…
Nice to have a way to work like a loan creditor or kind of a bank to this companies.
G
Gabriel Alonso
Trustpilot
20 Nov 2025
Smooth experience and great service
Smooth experience and great service, very satisfactory.
C
Charis Bakopoulos
Trustpilot
18 Nov 2025
Reliable
Reliable, predictable and clear. I mobile app is needed.
H
Hugo Pinheiro
Trustpilot
13 Nov 2025
This really looks a scheme
This really looks a scheme. Hope it is not but the language, the fact that there is no app… it’s weird. The “Suiss regulation” is not really optimized. The ROI is high enough to make me suspicious.
L
Lennox Gaevert
Trustpilot
7 Nov 2025
Nice Investing platform
Makes P2P investing easy! Nice work
F
Ferenc
Trustpilot
3 Nov 2025
Amazing
Maclear is a very interesting crowdlending platform. High interest, easy investing, clear operating, generous bonuses and detailed information about the loans. Top of all platforms. Just one negative experience. I allso tried the blokchain route 8lends to find even higher interests, but find only negative support from a nerd called Dimitri who first manouvred me into stable coin and them brought me back to Etherium, by that time I lost many percentages on my trial amount that I stopped. could not trust the guy. So if there is anyone better that is patient to guide you throught the blokchain, which do not force you to use Telegram, I might try it again.
S
Stefan customer
Trustpilot
14 Out 2025
Service
Service, results, reliability, results. Everything is world class
J
JP
Trustpilot
14 Out 2025
One of the best P2P experiences so far.
One of the best P2P experiences so far.
We always know how our investments are going, intuitive site. Level of confidence is high.
R
ROCÍO PÉREZ FERNÁNDEZ
Trustpilot
11 Out 2025
Five stars investment platform
Everything ran smoothly. User-friendly platform. No doubt I will keep on investing with Maclear.
W
whathehellman
Trustpilot
10 Out 2025
Support simply ignores my…
Support simply ignores my messages,twice,about bonus calculation.,I am s am still waiting for an answer.....
if a bad mark on trustpilot could change something....
J
Joschua Grenzheuser
Trustpilot
10 Out 2025
Excellent
Smoothly operating plattforms. Invested since the start of Maclear and it became one of my top 3 P2P plattforms. Thank you for that excellent performance and attractive interest rates!
⭐⭐⭐⭐⭐
Please keep it up 💪🏼
K
Karlutx LLC
Trustpilot
5 Out 2025
payments on time
payments on time, great interest, great platform
R
rox
Trustpilot
1 Out 2025
So far so good
I started investing at the beginning of 2024 with Maclear. Everything went smoothly and transparently. All payments were made as stated. What I appreciate the most is that Maclear is always there in real time, with support and answers to our questions. More, the company is actively finding new opportunities for investment.
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- Alexandre Glebov
Trustpilot
28 Set 2025
Edited: Issue solved
I am updating my original review. After posting, the issue was resolved in less than 24 hours.
My account access was fully restored, and the problem is now completely settled. While the initial support was slow (perhaps because they are a new company), their response to a serious concern was swift and effective once escalated.
Maclear has proven to be legit, and the payout process works well. I hope we can continue to do business together for a long time.
Original message:
I deposited 500€ and everything was fine. The next month, I deposited another 500€, but then they asked me to verify my address, which they already had on file. They also requested a document, which I sent, but a bug in the platform is preventing it from being accepted.
The support team takes weeks to respond, and I still can't access my own money. THEY'VE LOCKED MY MONEY AWAY, AND I HAVEN'T BEEN ABLE TO TOUCH IT FOR A MONTH!
C
Cypherater
Trustpilot
21 Set 2025
A young and dynamic P2P platform
A young and dynamic P2P platform with top yields on their projects.
Nevertheless, would be better if they could provide more transparency on financial reports to avoid red flags by major P2P advisers.
N
NICK
Trustpilot
16 Set 2025
Remarkable
I have experience with P2P lending platforms: stable ones with low returns, and high percentage ones, but tearing you apart with delays and suspensions. Maclear gives you both stability and high returns! I hope, it goes on like this.
B
Bernard Sodoyer
Trustpilot
15 Set 2025
Why is my account not credited and why is the support not responding?
At the opening of my account in august 10th I transferred money from my bank account. I've got the confirmation by e-mail of my transfer but after more than 5 weeks my account is still not credited. Sinds this confirmation the support does not answer my emails. I have also sent a request to "info at maclear" to bring the absence of answer under the attention.
Without any response I can suspect a lot of bad things.
UPDATE: A couple of days after posting my review, my account was credited. Sinds this moment everything is working as intended and I am a happy investor on the platform.
I also received an apology from the support team for the delays and a small cash amount as compensation which is nice to get.
Also thanks to Trustpilot.com
E
Eris DE LIMA
Trustpilot
3 Set 2025
A Great Platform to Get Started!
I recently discovered MACLEAR, my first crowdlending experience. Being based in Switzerland and regulated by a Self-Regulated Organization (SRO) was reassuring. The platform is user-friendly, and I easily made my first investments last week. I appreciate the rates, detailed company information, and bonus opportunities. Overall, MACLEAR is a solid choice for crowdfunding beginners.
R
Rafa Sanjuan
Trustpilot
22 Ago 2025
An easy platform to invest
An easy platform to invest. Monthly payments and save money. Recently I have recovered money of my first investment with excelent profit.
S
Susana Madrid
Trustpilot
5 Ago 2025
Red flags
Expanded Review of Maclear – Honest Account from a Verified User
I joined Maclear on July 22, 2025, attracted by what seemed like a transparent, euro-based crowdlending platform with strong marketing and appealing returns. Unfortunately, my experience has been disappointing from the start, and I feel compelled to share the details for the benefit of other potential investors.
1. Bonus Conditions Were Unclear, Support Was Too Slow
Within the first week, I tried to make a qualifying deposit to receive their advertised bonus. I initiated a transfer from my brokerage account — which bears the same name and address as my Maclear profile — but only later learned (through trial and error) that Maclear requires deposits to come from a traditional bank account, not a brokerage.
I contacted support immediately, but because it was the weekend, no one responded in time. By the time I finally heard back from Wenzel, a member of their team, two critical days had already passed, and I had missed the bonus window entirely. This could have been avoided with clearer onboarding and faster customer support.
2. Primary Market Listings Are Misleading
Once I was verified and my €1,000 deposit was received, I attempted to invest in a project listed in the Primary Market as euro-denominated. However, upon clicking into the project, I was redirected to an external site (8lends.io), where the investment was denominated in USDC (crypto) — not euros.
There was no prior warning of this currency switch, nor any clear path for a user holding euros to convert or invest. I wrote again to ask how I could invest my €1,000 — but days passed with no actionable guidance. To this day, I still haven’t received a straight answer about how to invest in a real euro-based project from my bank deposit.
3. Email Marketing Lacks Transparency
Marketing emails sent from Maclear include bold calls to action like “Invest Now,” but when clicked, they lead to glossy company dossiers — without any investment buttons, no mention of the required currency, and no explanation of how to proceed. You’re left confused, unable to act on the opportunity. If investment is only possible by logging into the dashboard, that should be made clear.
4. Crypto Course Quality Is Poor
I also completed Maclear’s free “Crypto Course,” which is a set of seven videos narrated by the CCO in heavily accented English, with poor production quality. Slides are auto-translated by AI, and the platform even asks users to rate the AI-generated text. This doesn’t inspire much confidence in a platform handling real investor funds.
5. No Real-Time Customer Support
Unlike other platforms I use (like QuantFury), Maclear has no phone line or live chat during weekends, and its chatbot simply collects your email. If you need help — especially when your money is on the line — you’re often left waiting with no one to speak to. This is a major concern.
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Conclusion:
In the end, I requested a full withdrawal of my €1,000, which I received a few business days later. I have left my Maclear account open but inactive, and I will not be reinvesting. Between the lack of transparency, confusing investment paths, delayed customer service, and misleading marketing, I simply cannot recommend Maclear in its current form.
Red flags:
• Marketing e-mails are pointless. The subject introduces a “new company”; the big “Invest now” button opens a glossy PDF that never states the currency and contains no link or instructions to invest—the trail just ends.
• “Current projects” list is just as empty. Scroll down, click the project thumbnails, get more slick PDFs—again no currency disclosure and no way to place an order. Why label the button Invest now if you can’t?
• Crypto course = low-budget production. Seven beginner-level videos narrated by the CCO in heavily accented English; slides are machine-translated and the platform even asks me to rate the AI text. Hardly confidence-inspiring for a financial firm.
• Support silence. Still no explanation of where the EUR projects went or how to invest my €1 000, so I have initiated a full withdrawal.
Verdict: unclear, non-transparent, a time-sink—cannot recommend.
R
RUBEN DE MIGUEL FERNANDEZ
Trustpilot
21 Jul 2025
okok
all great, quick and intuitive
P
Paulo
Trustpilot
17 Jul 2025
I'm on my second month
I'm on my second month, still early but so far so good.
The website needs improvements but I can tell it's a work in progress.
An APP could be useful.
M
M. VAN ESBROECK
Trustpilot
15 Jul 2025
We can just say that we are new…
We can just say that we are new investors with your company.
So far the inscriptions and the start of our investment is good.
Let's wait and see for more information.