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Best-of listing · 7 platforms

Best P2P platforms with a secondary market

Platforms in the «Best P2P platforms with a secondary market» category, ordered by overall score. Open any entry for an in-depth review and the full record of investor feedback.

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Overall rating

Composite of verified investor reviews, editorial review and regulatory standing.

Pros
  • Some early exit before loan maturity.
  • Ability to rebalance the portfolio.
  • Opportunistic buying of discounted loan claims.
Risks
  • Liquidity is usually thin — long queues are common.
  • You often need to sell at a 1–5 % discount to clear quickly.
  • Defaulted loans cannot usually be listed.
How to choose

Picking a platform in «Best P2P platforms with a secondary market».

Look at quoted spread between bid and ask, the share of loans currently listed and the historical daily turnover. These numbers, not the marketing copy, tell you how usable the secondary market actually is.

FAQ

Frequently asked.

Are there fees on the secondary market?

Most platforms charge 0.5–1 % of the sale value. A few are fee-free as a promotion or on certain loan categories.