Platforms with auto-invest
Auto-invest is a rules-based allocation tool that puts new cash to work automatically: you set the parameters — minimum yield, maximum term, country, originator, loan type, ticket size — and the platform subscribes you to every loan that matches as soon as it appears on the primary market.
For most retail investors it is the difference between an active hobby and a passive portfolio. Without auto-invest, fresh capital and incoming repayments sit idle until you log in and manually pick loans, dragging effective yield down by 10–20%. With auto-invest, the cash drag collapses to almost zero.
How to set rules well
Two principles: diversify (small tickets across many loans), and cap concentration by originator, country and loan type. The platforms below all offer auto-invest; the reviews flag how granular the rule editor actually is — some are much more flexible than others.
Composite of verified investor reviews, editorial review and regulatory standing.
- Automatically deploys cash as new loans appear.
- Minimises cash drag — every euro is working.
- Enforces consistent diversification rules.
- Reduces visibility into individual deals.
- Bad parameter choices compound silently.
- Hides quality drift if you stop reviewing the strategy.
Picking a platform in «Platforms with auto-invest».
Look for granular filters (rating, originator, country, term, interest rate) and the ability to set hard exclusions. Review the strategy quarterly — never set-and-forget for years.
Frequently asked.
Can I trust auto-invest with my full portfolio?
It is fine for the bulk of allocation, but cap the per-loan ticket and review the strategy at least quarterly. Auto-invest is a tool, not a substitute for understanding what you own.