Best-of listing · 10 Plattformen

Best consumer crowdlending platforms

Plattformen in der Kategorie „Best consumer crowdlending platforms“, geordnet nach Gesamtwertung. Öffnen Sie einen Eintrag für ein ausführliches Review und alle Anlegerbewertungen.

Sortierung

Gesamtwertung ↓

Zusammengesetzt aus verifizierten Anlegerbewertungen, redaktioneller Prüfung und regulatorischem Status.

#01

Monefit SmartSaver

Startups · Estonia · seit 2020

€350M financed · 8,9% return

1265 Bewertungen

4,50 /5

#02

Fagura

SME · Romania · seit 2021 · ECSP

€55M financed · 10,0% return

67 Bewertungen

4,50 /5

#03

Mintos

Real estate · Latvia · seit 2015 · MiFID II · Group-level buyback

€10700M financed · 11,7% return

500 Bewertungen

4,00 /5

#04

Income Marketplace

Consumer loans · Estonia · seit 2020 · EFSA (Estonia) · 60-day buyback

€350M financed · 12,0% return

59 Bewertungen

4,00 /5

#05

Robocash

SME · Croatia · seit 2018 · ECSP · 30-day buyback

€1300M financed · 10,5% return

245 Bewertungen

4,00 /5

#06

Lendermarket

SME · Ireland · seit 2016 · ECSP · 60-day buyback

€57M financed · 15,6% return

709 Bewertungen

4,00 /5

#07

Bondora

SME · Estonia · seit 2008 · EFSA (Estonia)

€2042M financed · 6,0% return

7887 Bewertungen

3,50 /5

#08

PeerBerry

Real estate · Croatia · seit 2017 · ECSP · Group-level buyback

€3327M financed · 11,0% return

280 Bewertungen

3,50 /5

#09

Esketit

Personal loans · Ireland · seit 2020 · ECSP · 60-day buyback

€1500M financed · 12,9% return

273 Bewertungen

3,50 /5

#10

Twino

Real estate · Latvia · seit 2015 · ISP · 60-day buyback

€37M financed · 12,0% return

101 Bewertungen

3,00 /5

Pros

Statistically predictable default rates on large loan books.
Easy diversification across thousands of loans.
Most loans carry a buyback guarantee from the originator.

Risks

Buyback guarantees are only as strong as the originator.
Recovery on defaulted unsecured loans is typically very low.
Exposure to non-EU loan markets carries currency and political risk.

How to choose

Picking a platform in «Best consumer crowdlending platforms».

Originator vetting: who decides which originators get listed, and what is rejected?
Skin in the game: originators retaining 5–10 % of each loan align incentives.
Buyback honouring: check historical originator failures and how losses were handled.

FAQ

Frequently asked.

Is a buyback guarantee the same as deposit insurance?

No. Buyback is a contractual promise from the loan originator — not the platform, not a government. If the originator becomes insolvent, the buyback evaporates with it.

Verwandte Kollektionen

Best crowdlending platforms Best buyback-backed P2P platforms Best P2P platforms with a secondary market Best auto-invest crowdlending platforms Best ECSP-licensed crowdlending platforms Consumer crowdlending Crowdlending in Spain Crowdlending in Latvia Crowdlending in Estonia Crowdlending in France Crowdlending in Germany Crowdlending in Portugal