Best-of listing · 8 Plattformen
Best SME crowdlending platforms
Plattformen in der Kategorie „Best SME crowdlending platforms“, geordnet nach Gesamtwertung. Öffnen Sie einen Eintrag für ein ausführliches Review und alle Anlegerbewertungen.
Sortierung
Gesamtwertung
↓
Zusammengesetzt aus verifizierten Anlegerbewertungen, redaktioneller Prüfung und regulatorischem Status.
#01
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M
Maclear
749 Bewertungen
4,95
/5
C
CivisLend
1801 Bewertungen
4,50
/5
S
Scramble
1188 Bewertungen
4,50
/5
B
Bienprêter
429 Bewertungen
4,50
/5
I
Invesdor
209 Bewertungen
4,00
/5
L
Lendahand
352 Bewertungen
4,00
/5
C
CONDA
97 Bewertungen
3,50
/5
D
Debitum
112 Bewertungen
3,50
/5
Pros
- Amortising loans — monthly cashflow back to your account.
- Yields of 7–11 % p.a. on diversified portfolios.
- Direct funding of the real economy.
Risks
- SME default rates rise sharply in recessions.
- Most loans are unsecured or backed only by a personal guarantee.
- Sector concentration risk (retail, hospitality, construction).
Picking a platform in «Best SME crowdlending platforms».
- Per-cohort statistics: blended numbers hide bad vintages — insist on by-year data.
- Underwriting: who scores the credit, and is the methodology disclosed?
- Diversification: spread across 25+ businesses minimum, across sectors.
Frequently asked.
What default rate is realistic on SME crowdlending?
3–7 % annualised on diversified portfolios is the European norm. Spikes to 10 %+ in recessions are well documented.
Verwandte Kollektionen
Best crowdlending platforms
Best real-estate crowdfunding platforms
Best equity crowdfunding platforms
Best green & renewables crowdfunding platforms
Best buyback-backed P2P platforms
Best auto-invest crowdlending platforms
Best ECSP-licensed crowdlending platforms
Real-estate crowdfunding
Equity crowdfunding
Green / renewables crowdfunding
SME / business crowdlending
Crowdlending in Spain