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Tous les avis

Mintos

4,00/5 across 500 reviews.

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Anonymous Google Play
18 Jan 2026

no recibo el cobro de los bonos, hace meses que vencieron y aun sigue "en transito" asi cualquiera da IRR elevada

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Martynas Stapulionis Trustpilot
18 Jan 2026

Everything is fine !

Everything is fine !

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Nicolas Trustpilot
18 Jan 2026

Very helpful and professional support…

Very helpful and professional support team

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Anonymous Google Play
17 Jan 2026

I do not know is it just me or the app is just half baked and more or less is useless since it is much more convenient to use webapp even on mobile. App basically shows current balance no normal reports no nothing

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Narciso Raposo Trustpilot
17 Jan 2026

Can answer all questions easily and…

Can answer all questions easily and complete explanations, 5⭐️

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Anonymous Google Play
17 Jan 2026

Timan a 3ª personas con vuestras inversiones. Eso es lo que he sacado en claro al ver con que empresas prestamistas colaboran. ID FInance condenada por ofrecer prestamos con un TAE del microcrédito del 2.434,05% y que ha sido condenada dicha empresa. Me he comunicado con soporte primero un chatbot y después repite todo al soporte humano para decirme que cumplen con la regulación. No seáis complices de financiar empresas ladronas con vuestro dinero. Cancelado y borrado esta app.

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Yordan Petrov Trustpilot
13 Jan 2026

First class P2P lending platform.

First class P2P lending platform.

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Anonymous Google Play
11 Jan 2026

Money is more less gone..... do not recommend it at all. Easy to invest...but difficult to get your money back...more than 3k Euro outstanding. Debtors simply don't pay their loans..so you do not get your money back... Only used low/medium risk...it takes years to get some € back. Very disappointed :-(

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Maarten Trustpilot
10 Jan 2026

Mintos (ervaring uit Nederland)

Mintos is een laagdrempelig te gebruiken platvorm met een prettige gebruikersinterface. Het is daarnaast een mooie combinatie van ETF's, vastgoed, leningen, obligaties en cash waardoor het platvorm ruimte geeft voor diversificatie. In die zin is het dus ook een mooie aanvullingen in tegenstelling tot klassiekere platforms die beursproducten ter beschikking stellen. Dit is dan weer een nadeel omdat het dus niet mogelijk is om te handelen in losse aandelen. Wanneer men het Europese beleggersbeschermingsprogramma in gedachten neemt dan kan het interessant zijn om investeringen te verspreiden over verschillende platforms waarbij een Mintos een goede eerste keuze is of anders zeker tweede keuze, afhankelijk van de wensen van de belegger. De confirmatie van identiteit duurde wel aan de lange kant en dat was wel een minpunt.

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VITALIJS Trustpilot
10 Jan 2026

I want to do more in the mobile app

I want to do more in the mobile app. Like actually managing the portfolios

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Philipp Trustpilot
10 Jan 2026

Easy to handle and continuous…

Easy to handle and continuous improvement of products and offerings. Very good investment possibilities.

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Dario A. Trustpilot
8 Jan 2026

fino a qui tutto bene

scoperto tramite una newsletter che divulga finanza ed investimenti: devo dire che il p2p lending è una modalità che non avevo preso in considerazione prima. Mintos sembra una ottima piattaforma, utilizzo da quasi 1 anno (ad oggi sono 10 mesi) la sua feature più conosciuta ossia il portafoglio automatizzato, consulto le metriche disponibili e ammetto che mantiene le aspettative, almeno fin qui. Consigliato come strumento per diversificare.

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D C Trustpilot
7 Jan 2026

Unfortunately is not available for my…

Unfortunately is not available for my country, no reason provided

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Michael Trustpilot
6 Jan 2026

Closing acoounts without given reason

I startet using the platform for nearly five years ago, but out of the blue Mintos sent me an email that my account was being closed. They wrote an email saying: "Upon a thorough review of your account, it was determined that, unfortunately, Mintos will not be able to continue cooperation with you. While we cannot disclose detailed information regarding these internal measures, please be assured that this decision was made following a careful and considered process. As a result, it has been decided to terminate the cooperation with you, which implies that we will initiate the closure process of all your accounts and activities on the Mintos marketplace." I asked them what the problem was, but they simplied answered that they couldn't say anything. So now I will find another platform and advise others to do the same, when somethings like this can happen.

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Anonymous Google Play
6 Jan 2026

Funciona perfectamente. Muchas opciones de inversión, facilidad.

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Jānis Trustpilot
5 Jan 2026

Wide options

Wide options, works fast, nice returns and it is official.

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Anonymous Google Play
1 Jan 2026

I’ve used Mintos for a few months but have reservations. Reporting lacks transparency, and the lended companies seem dubious in my country. I suspect they use our capital to fund high-interest loans for their own clients, using those extreme returns to pay Mintos (and us) back late. It’s just a guess, but the business model feels opaque.

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Anonymous Google Play
31 Déc 2025

Genial!!!

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Anonymous Google Play
29 Déc 2025

Jumping from the app to the web to make a simple transaction. The user experience and transparency are a big hole.

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Victor Trustpilot
27 Déc 2025

Einfach

Alles sehr einfach zu verstehen.

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Dario Oresic Trustpilot
25 Déc 2025

Review

I Like easy and fast adding money and withdraw (available amount). Total loans portfolio that I have is about 9.600,00 euros, 2.600,00 euro on overdue payments. Bad due dilligence of loan originators. Bonds - I have about 3.400,00 euros. For 900 euro is written that it is in transit for about month or more. ETFs are functioning good so far. I do not know what to say. Risk is in my opinion bigger than possible gains are.

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MARCELO VISPO BARRON Trustpilot
25 Déc 2025

PLATAFORMA SERIA Y MEJORADA.

PLATAFORMA SERIA Y MEJORADA.

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Rosario Trustpilot
24 Déc 2025

Una buona esperienza d'investimento in…

Una buona esperienza d'investimento in prestiti, bond ed immobili. Purtroppo sono incappato in un prestito che rischia di non essere restituito al 100% e la restituzione del capitale degli investimenti in bond nel mio caso è in pending da molte settimane. Tutto sommato, considerati i rendimenti a più di un anno di distanza lo consiglio.

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Roger Trustpilot
24 Déc 2025

Bequeme und einfache Investition

Ich kann einfach und bequem Geld investieren. Das gute ist, dass es nicht an der Börse ist und etwas unbekannter. So gibt es noch attraktive Renditen.

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Uwe Jablanovski Trustpilot
23 Déc 2025

Bin sehr zufrieden

Ich bin seit ca. 8 Jahren bei Mintos mit einem 5stelligen Betrag investiert. Ich bin sehr zufrieden, da ich zwar Ausfälle verkraften mußte (Ukrainekrieg), trotzdem bin ich gut 9 Prozent im Plus und dies schon über die ganzen Jahre. Kann ich nur weiterempfehlen. Ich inverstiere nur manuel und dies ca. dreimal die Woche.

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Spedirlo 150 pacchi all'anno Trustpilot
23 Déc 2025

Facile comprensione e ben funzionante

Sito di facile comprensione. Tutte le operazioni sono veloci ed eseguibili in pochi click. L'automazione dei portafogli permette di impostare il tutto e di non dover più seguire l'evolversi delle cose, continuando a reinvestire gli interessi che così maturano essi stessi interessi.

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MONIKA Trustpilot
23 Déc 2025

Bin schon seit paar Jahren auf Mintos. Ich habe bis jetzt kein Problem. Bin zufrieden

Bin schon seit paar Jahren auf Mint

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AURELIO Trustpilot
22 Déc 2025

easy to invest

easy to invest. sometimes it is not very clear how profitable my investment is

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EDDY JACQUES Trustpilot
22 Déc 2025

Le site est simple d'utilisation

Le site est simple d'utilisation, Efficace et il tient ses promesses de rentabilité,

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Anonymous Google Play
20 Déc 2025

I don't recommend experiencing Mintos. if you are left with some unpaid loans your account can't be fully closed. sometimes you get some really small amount of money back but you still need to include this in the tax report. Mintos was my second worst investment idea I ever did in my 10 years experience.